VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$244,180$244,180$337,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$93,320$0
Funding fee$1,221$1,221$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.522%7.640%
1st payment$1,158.16$1,158.16$2,336.78
2nd payment$0.00$699.90$0.00
Taxes / mo$94.92$94.92$94.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,403.08$2,102.98$2,649.20
Cash to close$130,820$37,500$37,500