VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$368,466$368,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate4.670%7.400%
Blended rate5.520%7.640%
1st payment$2,055.27$2,554.26
2nd payment$0.00$0.00
Taxes / mo$168.83$168.83
Insurance / mo$150.00$150.00
MI / mo$281.68$73.78
HOA / mo$67.00$67.00
Total monthly$2,722.78$3,013.87
Cash to close$41,434$40,990