VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$37,101$37,101$134,910
Remaining term (yrs)21.521.530.0
Secondary amount$0$97,809$0
Funding fee$0$0$0
Note rate4.460%4.460%7.400%
Blended rate5.310%7.985%7.640%
1st payment$222.82$222.82$934.09
2nd payment$0.00$733.56$0.00
Taxes / mo$49.75$49.75$49.75
Insurance / mo$150.00$150.00$150.00
MI / mo$31.30$31.30$26.98
HOA / mo$50.00$50.00$50.00
Total monthly$503.87$1,237.44$1,210.82
Cash to close$112,799$14,990$14,990