VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$307,973$307,973$395,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$87,127$0
Funding fee$0$0$0
Note rate3.560%3.560%7.400%
Blended rate4.410%5.422%7.640%
1st payment$1,532.86$1,532.86$2,735.59
2nd payment$0.00$653.45$0.00
Taxes / mo$128.08$128.08$128.08
Insurance / mo$150.00$150.00$150.00
MI / mo$240.00$240.00$79.02
HOA / mo$260.00$260.00$260.00
Total monthly$2,310.94$2,964.39$3,352.70
Cash to close$131,027$43,900$43,900