VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$661,546$661,546$746,100
Remaining term (yrs)26.226.230.0
Secondary amount$0$84,554$0
Funding fee$3,308$3,308$0
Note rate6.580%6.580%7.400%
Blended rate6.580%6.854%7.640%
1st payment$4,411.06$4,411.06$5,165.85
2nd payment$0.00$634.15$0.00
Taxes / mo$300.75$300.75$300.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$149.22
HOA / mo$133.00$133.00$133.00
Total monthly$5,061.47$5,695.63$5,965.48
Cash to close$167,454$82,900$82,900