VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$426,599$391,500
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.120%7.400%
Blended rate5.670%7.640%
1st payment$2,338.13$2,710.67
2nd payment$0.00$0.00
Taxes / mo$29.67$29.67
Insurance / mo$150.00$150.00
MI / mo$196.93$78.30
HOA / mo$62.00$62.00
Total monthly$2,776.72$3,030.63
Cash to close$8,401$43,500