VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$329,077$329,077$355,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$26,423$0
Funding fee$1,645$1,645$0
Note rate5.520%5.520%7.400%
Blended rate5.520%5.779%7.640%
1st payment$1,991.66$1,991.66$2,461.41
2nd payment$0.00$198.17$0.00
Taxes / mo$173.08$173.08$173.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,314.74$2,512.91$2,855.59
Cash to close$65,923$39,500$39,500