VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$757,447$757,447$967,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$210,053$0
Funding fee$3,787$3,787$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.953%7.640%
1st payment$3,512.98$3,512.98$6,698.77
2nd payment$0.00$1,356.59$0.00
Taxes / mo$420.33$420.33$420.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,149.98$5,506.57$7,529.27
Cash to close$317,553$107,500$107,500