VA Real Estate Team
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,217$409,500
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$2,156$0
Note rate4.250%7.400%
Blended rate4.250%7.640%
1st payment$2,289.81$2,835.30
2nd payment$0.00$0.00
Taxes / mo$129.00$129.00
Insurance / mo$166.67$166.67
MI / mo$0.00$81.90
HOA / mo$22.67$22.67
Total monthly$2,608.14$3,235.53
Cash to close$23,783$45,500